Michele Hakes, RICP®
Financial Planner, Financial Advisor
Qualifications and Personal Information
- Over 20 years of experience in the Financial Industry
- Licensed to offer Life & Health, Variable Annuity, and Property & Casualty products
- Licensed to offer Securities products, Series 7
- Licensed to offer Investment products, Series 66
- Received BA in Economics from Douglass College
- Longtime resident of Millburn Township, NJ
- Married with 2 children
Our Solutions for Life
MassMutual Tri State is dedicated to providing you with complete financial solutions, specifically focused on building long-term relationships with individuals, employees, and business owners to achieve financial security.
With roots in New Jersey, Pennsylvania and New York, we have evolved for over 100 years into a leading financial services company.
We have over 170 dedicated Financial Representatives and Advisors conveniently located throughout the tri-state area. Our team approach provides you with an integrated and customized solution to successfully fulfill all your financial goals and objectives. You benefit from the commitment, expertise and personal focus of our team.
We Offer a Wide Range of Financial Solutions, such as:
RETIREMENT PLANNING
Retirement Planning Income Continuation Estate Conservation Strategies Analysis and Selection of Asset Allocation Individual Retirement Accounts (IRAs) College Funding Strategies
PROTECTION AND INSURANCE
Life Insurance Fixed and Variable Annuities Disability Income Insurance Protection Long-Term Care Insurance Auto Insurance Home Owner’s Insurance
INVESTMENTS
- Mutual Funds/ETFs
- Managed Accounts
- Stocks & Bonds
BUSINESS PLANNING SOLUTIONS
- Ownership Succession Strategies
- Overhead Protection
- Key-Person
- Buy-Sell Agreement Funding
- Disability Income Insurance
EMPLOYEE BENEFITS
- Group Life Insurance
- Dental Coverage
- Disability Income Insurance
- Qualified Retirement, Pension & Profit Sharing Plans
- 401(k), 403(b), 457(b) and Section 125 Plans
- SEP & SIMPLE IRAs
- Long-Term Care insurance
- IRAs (Payroll Deduction)
- Executive Benefits, Key Person Insurance
- Group Health Insurance
Auto and home insurance is offered by unaffiliated insurers.