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Financial Planning

Comprehensive planning to put you in the best possible position for success.

Get On Track Toward Achieving Your Financial Goals

Get On Track Toward Achieving Your Financial Goals

A financial plan can help you get your financial life organized, identify and manage risks, develop an appropriate investment strategy, get on track toward achieving your goals.

As part of a financial plan, we will also create a personalized financial website to help you stay organized and track your progress.

We use a comprehensive financial planning process to help our clients identify their goals, get organized, create an action plan, and put themselves in the best possible position for success.

Our financial planning process involves four steps, which are always a collaboration between us and our clients:

Discuss Goals & Objectives

We create strategies that are tailored to your needs and goals.

Gather Data, Analyze, and Develop Plan

Years of experience have prepared us to guide you through your life transitions.

Review and Implement Plan

We work together to implement the strategic plan and navigate the process.

Monitor and Update Plan

Our technology platform tracks changes in your account, if there's a problem or opportunity - we'll know about it.

Each financial plan is unique, but most will include the following:

  • Financial Position Analysis – The plan will organize and analyze your income, expenses, assets, liabilities, and cash flow to establish your overall financial position.

  • Protection Planning – The plan will address risks that could derail your progress toward achieving your goals, and will recommend solutions to mitigate those risks. Risks may include disability, unemployment, medical expenses, long-term care, premature death, and other financial emergencies.

  • Investment Planning – The plan will analyze your current investment position and goals, and develop investment strategies that will minimize risk while providing sufficient returns needed to meet the your goals. Investment planning will also address specific goals such as college expenses and retirement.

  • Tax Strategies – The plan will address ways to manage and reduce taxes effectively during both pre-retirement and post-retirement years.

  • Retirement Planning – The plan will determine a your ability to maintain a desired lifestyle throughout retirement, how best to save for and fund retirement expenses, and how best to utilize Social Security and other pension benefits.

  • Estate Planning – The plan will provide analysis of wills, trusts, powers of attorney, and other documents to determine if current strategies will effectively transfer the your assets to heirs at minimal cost and fulfill other goals.