Our Qualifications

Frank Karpack, CFP®,  CLU®, ChFC®
Financial Services Representative

  • CERTIFIED FINANCIAL PLANNERTM professional
  • Chartered Life Underwriter®
  • Chartered Financial Consultant®
  • Licensed to offer Insurance in FL, MA, NJ, NY, PA, PR, SC, TX & VA
  • Licensed to offer Securities in AL, CA, FL, IL, NC, NJ, NY, PA & SC
  • 5 Star Wealth Manager 2012, 2013, 2014, 2015, 2016, 2017, 2018*
  • Formerly in the MetLife Premier Client Group Hall of Fame
  • Former MetLife Representative of the Year: 2006, 2008, 2009, 2010, & 2011

 

John Tumminia, Jr., RICP®
Financial Planner
CA Insurance License# 0M86528

  • Retirment Income Certified Professional
  • Series 7 & 66 Registration
  • Licensed to sell Insurance in CA, CT, FL, NC, NJ, NY, OH & PA
  • Licensed to sell Securities in AZ, CA, CO, CT, FL, GA, MD, MA, NC, NJ, NY, OH, PA, SC, TX, VA & WA
  • Chairman’s Council
  • Formerly in the MetLife Premier Client Group Hall of Fame
  • Former MetLife 2006 Rookie of the Year
  • Registered Representative

 

Eric Murtha
Investment Advisor Representative 

  • Series 7 & 66 Registration
  • Licensed to offer Insurance in FL,IA, MI, MT, NJ, NV, NY, PA, TN, VA & WA
  • Licensed to offer Securities in FL, NJ & NY
  • Former MetLife 2 time Leaders Conference Qualifier
  • Former MetLife 2010 Rookie of the Year
  • Registered Representative

 

Michele Hakes
Financial Planner 

  • Series 7 & 66 Registration
  • Licensed to offer Insurance in FL, MA, NC, NJ, NY, PA, SC & VA
  • Licensed to offer Securities in FL, MA, NC, NJ, NY & PA
  • Registered Representative

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*The FIVE STAR Award is granted by Five Star Professional, an independent 3rd party marketing firm. This award is not indicative of future performance or success and stems from nominations by industry professionals in a given market area and based upon objective criteria including favorable regulatory and complaint history, reviews conducted by the firm, retention rates, and client assets administered.

 

MassMutual refers to Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, and its affiliated US insurance agencies.  Local sales agencies are not subsidiaries of MassMutual or its affiliated companies.  Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC.  Supervisory Office: 186 Wood Avenue South, Suite 301, Iselin, NJ 08830-2763, Phone: (732) 623-5700. CRN202204-263473

 

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