Our Qualifications

Frank Karpack, CFP^®,  CLU^®, ChFC^®
Financial Services Representative

• CERTIFIED FINANCIAL PLANNER®  Practitioner
• Chartered Life Underwriter^®
• Chartered Financial Consultant^®
• Licensed to offer Life & Health Insurance in NJ, NY, SC, VA
• 5 Star Wealth Manager 2012, 2013, 2014, 2015, 2016, 2017, 2018*
• Formerly in the PCG Hall of Fame
• Representative of the Year: 2006, 2008, 2009, 2010, & 2011

John Tumminia, Jr., RICP^®
Financial Services Representative

• Series 7 & 66 Registration
• Licensed to sell Life & Health, Home & Auto
• Chairman’s Council
• Formerly in the PCG Hall of Fame
• 2006 Rookie of the Year
• Registered Representative

Eric Murtha
Financial Services Representative 

• Series 7 & 66 Registration
• Licensed to offer Life & Health Insurance in AZ, FL, NJ, NY and PA
• Licensed to offer Property & Casualty Protection in NJ
• 2 time Leaders Conference Qualifier
• 2010 Rookie of the Year
• Registered Representative


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*The FIVE STAR Award is granted by Five Star Professional, an independent 3rd party marketing firm. This award is not indicative of future performance or success and stems from nominations by industry professionals in a given market area and based upon objective criteria including favorable regulatory and complaint history, reviews conducted by the firm, retention rates, and client assets administered.